CUREStoken has been forged out of a desire to help address this problem, by decentralizing the health care system, empowering patients, Health App developers, Medical Service Providers and Equipment Suppliers, embracing innovative technology in order to reduce costs and maximize scarce resources within the sector, creating near virtual competition, capitalizing on synergy which in turn adds value to all relevant stake holders.
Our vision of managing this change is to empower all stakeholders through the use of innovative technology such as blockchain and smart contracts. We see this resulting in more options and choices; transcending borders through medical tourism, nurturing a transparent and trusted review system, allowing better and more informed decisions. In order to facilitate this, we have developed 6 main pillars to our robust business strategy, as follows:
Health assurance platform
App store for Health apps (HAPP store)
Marketplace and trust review platform
Charitable trust fund
This makes CUREStoken a universal ecosystem of services available to all – patients, healthcare providers and those working in the field of medical tourism, by offering a combination of unique features including payment and settlement at minimum cost, unrivalled business opportunities including selling en-masse, fundraising interest free, trading contracts for future work (medical futures), storing and trading with medical records, digital health-aiding apps, as well as an element of corporate social responsibility through the charitable trust fund. The team behind CUREStoken is by no means new to innovative and creative ideas, two of the current Co-founders are also Co-founders of Vision, the revolutionary software enabling people with impaired vision to see a much more colourful world, so much so that EU governments have endorsed the software by implementing it at an institutional level, within their own educational sectors. A partnership has also been established with the EU Parliament, in addition to which Vision has been featured in major media across Bulgaria and the rest of the EU, as well as on various high level international conferences. Some of the advisors include prominent figures from the world of blockchain and members of successful ICO teams, prominently one from the travel industry which has already managed to attract over 100 000 businesses to their blockchain powered Hotels & Vacation Rentals Marketplace with 0% Commissions. Other team members and advisors come from the fields of medicine, banking, finance and law, incorporating a wide spectrum of expertise.
How does the project create value to the ecosystem and differs from competing projects
We at CUREStoken believe that the answer is to engage and empower the individual, to take control and be placed in the centre of the system through means of decentralization of the existing healthcare structure, where he merely has any discretion. However we firmly believe that through our ecosystem it is not only the individual patient who will benefit, but all stakeholders that will also be empowered and engaged through the various facets of the system including:
Perfect competition or near perfect competition is achieved through decentralized technology, encouraging patients and clinics to be in direct contact with each other, undertaking transactions in an open and transparent fashion. Patients can confidentially post requests - for instance, a dental treatment or cosmetic surgery, after which the system will automatically contact all those clinics that undertake such work. Likewise, clinics can promote their services freely, through the comprehensive search system.
Clinics are now encouraged to offer work for payment at a discount, which from the clinics perspective ensures good cashflow, but also is a way of raising capital interest free for future expansion. In the same vein patients are able to secure future work at a preferential rate, benefiting further the clinics, should the Tokens increase in value.
Maximizing scarce resources
Through the facility of the transferable future contracts, clinics can outsource these contracts to other clinics that are able to perform the tasks in an even more efficient manner - for instance, due to technological advances. Equally, the patient can also sell these contracts, should the worth have increased or transfer them to friends and family.
Often when dealing with transactions that transcend borders there can be concerns over exchange risks and transaction costs. However, as the payment will be in one currency exchange rate fluctuations would be removed. Furthermore, due to the technology and eliminating the need of banks, there are only minimum charges for transfers on the blockchain. Additionally, through the CUREStoken Electronic Health Records being maintained digitally and access being given to appropriate professionals for second opinions, consultations and so on, the costs are to be reduced not only for the patient but also for the clinics - an example being administration.
Ease of access
To nurture a truly dynamic system it is important that the access to the facilities is open to everyone, regardless of their location. Mobile Health Apps (HAPPS) will facilitate ease of access even on the move.
Due to the very nature of blockchain, transactions are secure, aided by a decentralized system. Furthermore, due to our vetting, verification, quality control procedures and review system, the patient can be assured of the highest quality healthcare.
The long-term trend, as with many other tokens, is probably for the value to rise and should that be the case, not only would the patient ultimately receive more treatment for the same amount of tokens, but in case a treatment is no longer required, they can sell the tokens for an increased value.
The patient now has the option of taking control of their healthcare at a time and place that is convenient to them. No longer will they be restricted to referrals made by doctors or other professionals, but have the right, through ease of access, combined with our comprehensive search and review system to make an informed choice.
There are many advantages as indicated above and a further advantage not related to stakeholders of the token is that through reducing costs, maximizing scare resources, providing a platform for perfect competition and adding value, we will alleviate the tremendous burden that the existing healthcare system is experiencing. This will become even more imperative as time progresses and the burden multiplies.
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