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P2pay lending is a method of debt financing that enables individuals to borrow and lend money without the use of an official financial institution as an intermediary. The profile of a borrower will be displayed on a peer-to-peer online platform where investors can assess these profiles to determine whether they would want to risk lending money to a borrower. There will be access to liquidity pools which will ensure a borrower will find the liquidity they desire. Use of group chats and instant friend invites by way of social media an email are another convenient feature. Currently no other peer-to-peer platform compares to P2pay Beta platform. There will be no problem for borrowers to access their loan once received on the platform. Coins will be liquidated for cash instantly to your P2pay debit card. P2pay will also allow for integration of over 50 altcoins that can be liquidated instantly. The smartphone app will allow for point of sale purchases.
Website: Visit
White paper: Read
Bounty: Bounty
Pre-sale Time: 31 Jan, 2018 - 14 Apr, 2018
Whitelist/KYC: Kyc
Country: Pakistan
Token Info
Ticker: P2pay
Platform: Waves
Available for sale: 14,070,000 P2pay
ICO Price: 1 P2pay = 1 USD
Soft cap: 1000000 USD
Hard cap: 8000000 USD
Social Media
  • 1


    P2pay Platform will be released 07/12/2019. As of now our beta platform will be available to all investors and future clients.

  • 2


    Debit card from Mastercard issued 10/1/2019. We will secure these plans immediately after ICO is completed.

  • 3


    Smart phone integration for retail sales will be available 2/1/2020. The app will allow for retail sales at point of entry.

  • 4


    Integration of over 50 alt coins will be exchangeable 6/30/2020. Top 50 alt coins will be interchangeable with smartphone app and debit card.

Ivaylo Barakov

Lead Full Stack Developer

Atif Ali

Loan Advisor

Jose Carlos Andre

Head of Marketing

Phillip Chandler

Public Relations

Chandrasekar Devarayan(Chan)

Credit Advisor

Jamie Johnson

Financial Advisor

Muhammad Wajahat Ali


John Okeniyi

ICO Advisor

Joel Nina

Head of Security

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